The Challenge 

The National Bank of Ethiopia (NBE) has issued the Recovery Plan of Banks Directive No. SBB/93/2025, effective May 13, 2025. This regulation requires all banks to prepare credible recovery plans to manage severe financial distress—without government bailouts. 

Key Requirements: 

  • Early distress detection and continuity of critical functions 
  • Risk triggers (CAR, LCR, NSFR & NPL ratio) 
  • Stress testing & scenario analysis 
  • Recovery options and communication strategies 
  • Preparatory measures for crisis situations 

Deadline: January 13, 2026
Penalties: Birr 100,000 for non-compliance

Our Solutions 

JMR Infotech helps Ethiopian banks comply seamlessly through Oracle Financial Services Analytical Applications (OFSAA): 

  • Liquidity Risk Measurement & Management (LRMM): Monitor and manage liquidity positions under stress conditions, including LCR and NSFR ratios. 
  • Stress Testing & Scenario Analytics (STSA): Anticipate and prepare for adverse events 
  • Oracle Financial Services Data Foundation: Deliver integrated, reliable data for compliance and reporting 

Why JMR Infotech? 

  • Proven delivery of Basel II/III compliance frameworks globally 
  • Deep expertise in implementing OFSAA for banks of all sizes 
  • Backed by 18+ years of global BFSI expertise 
  • Trusted partner for banks across Africa, the Americas, Asia, Europe, the Middle East, and Oceania 

Act Early. Stay Ahead. 

With the January 2026 deadline fast approaching, the time to act is now.
Ensure compliance, strengthen resilience, and avoid costly penalties. 

Schedule a Consultation